After-pay Services to Shop Now and Pay Later

Praveen Gowda·July 04, 2019

Lack of balances in your account and credit would often pull you out from making a purchase. You would then have to wait for your balance to get healthy. The worst scenario is when you miss out on offers or important purchases because of this.

This has been a constant concern of the Aussies. It is to put an end to these concerns that services that provide the facility to purchase the products people need without paying anything at the time of purchase have been launched. One of these great services is Afterpay, and we at Budget Work Wear have partnered with the service.

Afterpay is a payment service from an Australian company, Afterpay Holdings. The aim of this payment method is to let you “Shop Now. Take it Now” and “Pay it Overtime”. Afterpay provides you with a hassle-free shopping experience at all times and an easy and innovative payment experience. With this service, you can be at the liberty of purchasing anything you want, without needing to spend a single cent on your purchase.

So, how can you purchase with Afterpay? Well, it is a simple and easy process. At the checkout page of Budget Work Wear, choose Afterpay as your payment method. If you haven’t used the service earlier, you would need to register and create your account with Afterpay. This can be done by filling out a simple registration form with your details. The only requirements to avail this service is that you should be aged more than 18 years and have a debit or credit card that you can link your account to. Returning customers can just log in with the account credentials at Afterpay.

The total cost of your purchase from Budget Work Wear will be paid by Afterpay on your behalf. As the payment is made, Afterpay would split your payment into four equal instalments. These can be repaid back every fortnight and they can also be scheduled to be paid automatically. Well, the very best part is that this service is 100% interest-free.

Some of the awesome features of Afterpay are:

Quick setup and use of Account
Seamless Integration within Store
Flexible Interest-free Payment terms
Availability of Refund for Returns
Better Alternative to using a Card

FAQs on Afterpay

What is Afterpay?

Afterpay is a new payment option available for purchasing apparels online from Budget Work Wear. Afterpay allows customers residing in Australia to make their purchase online from Budget Work Wear and shipped to them as per normal, without needing to pay for the order up front, but only over four equal instalments, interest-free.

Is Afterpay exclusive to Budget Work Wear?

No, Afterpay is a third party service provided by Afterpay Holdings, and not exclusive to Budget Work Wear. Afterpay services are also used by many other retailers across Australia.

Who all can use Afterpay?

Afterpay can be used by all those who are:

More than 18 years of age
Have an Australian residential address
Have a valid and verifiable email address and mobile number and
Use an Australian credit or debit card to make the purchase

How much should I pay to use an Afterpay account?

There is no one time or subscription fees that you need to pay to create and use an Afterpay account and pay for your purchase using Afterpay. The schedule of the instalments you need to pay will be provided to you via email. If a payment is due and you have not paid it, the late fee charges will be applied (Please see clause 4.3 of the Terms of Afterpay). Standard card charges or fees can be applied as Afterpay is linked with your Credit or Debit card.

Is it required to fill out a credit application form to use Afterpay?

No, it is not required as your Afterpay account is linked to your credit or debit card, which has already been approved by because of your credit provider or bank.

Is there a separate order processing for orders paid for using Afterpay?

No. When you pay using Afterpay, your order will be released for processing and dispatched just like any other order, that is paid in full by credit card or debit card.

How can I view my Afterpay payment schedule?

You can log into your Afterpay account at any time to see your payment schedule and make a payment before the due date if you wish. Otherwise, Afterpay will automatically deduct the instalments from your credit or debit card every fortnight.

How will I know when to pay my dues?

Upon purchasing a product and paying for it using Afterpay in Budget Work Wear, you will be sent an email from Afterpay showing your payment schedule.

Is it possible to return items paid for using Afterpay?

Yes, if the product that you received complies to the Refunds Policy of Budget Work Wear. Once you have returned the item, a refund will be processed and the changes in payment schedule will be informed to you by Afterpay.

Can I exchange items from an order originally paid for using Afterpay?

Yes, as per the Exchanges Policy of Budget Work Wear, you can exchange products for replacement items or a Budget Work Wear store credit of the same value. But, for exchanges, your Afterpay payment schedule will not change.